Financing & Payment Plans

Get your dream instrument today. Buy now, pay later. Make music more affordable with these great payment plans. It only takes just a few minutes to apply. Bananas at Large offers online, in-store, and equipment leasing options: Affirm, Zibby, QuadPay, GetFinanacing, PayPal Credit, Synchrony, and Hampton Ridge.

Affirm Payments

How does Affirm work?

We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.

Easy monthly payments

Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.

Flexible repayment

Simply pay your monthly bill using a debit card, bank transfer at

Disclosure: Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.

Just select Financing with Affirm at checkout.


Zibby logo

No credit required.

Pay over time with Zibby for as low as $45 at checkout!

Get approved in seconds for up to $3,500 with flexible payments. Plus, own it in 90 days for just $45 above the checkout price.

Benefits of Zibby

No credit required
We’ll approve you up to $3,500 without looking at your FICO score. Applying for Zibby will not ding your credit score because of the inquiry.

Checkout for as little as $45
For just $45 you can enjoy your items today.

90 days same-as-cash
If you pay off your items within the first 90 days, you’ll pay just $45 above the checkout price.

Pay over time
Get the items you want today. Then make your minimum term payments and you’ll own it, or buyout early and save, or return at any time.

Flexible payments
We set up your payments to match your paydates on either a weekly, every other week, twice a week or monthly payment schedule.

Quadpay Logo

What is QuadPay?

QuadPay’s payment platform gives shoppers the choice to pay for their purchases via 4 simple, interest-free installments. Get approved up to $2,000! QuadPay is a platform built for shoppers, that empowers you to buy now, pay over time and avoid interest repayments.

Why would customers use QuadPay?

Why would you want to pay for a purchase all at once if you didn’t have to? By paying the QuadPay way, you will only be paying 25% of that order day one, with 0% interest.

Are there any fees?

There are no fees if you pay on time. We only charge a $7 fee on any installment that is seven days overdue. If after 14 days the account is still past due, then a one time $7 account fee is added.

What information do you take from me?

For initial sign up we only need your date of birth, mobile number, and either a debit or credit card. After that we only need you to enter your mobile number to make a purchase through QuadPay. QuadPay is completely secure.

How do I sign up?

You can sign up during the Checkout process. For the initial sign up we will just need your date of birth, a mobile number and either a debit or credit card. You'll know if you are approved instantly!

Who can use QuadPay?

In order to have an account with QuadPay, you must:

  • Live in the US
  • Be at least 18 years old
  • Have a valid and verifiable mobile number
  • Use a US credit or debit card to make a purchase

I tried to use QuadPay but got an error when I went to checkout?

Remember, you can only use QuadPay if you: Live in the US, are at least 18 years old, have a valid and verifiable mobile number, and are using a US credit/debit card to make a purchase. If there is an issue with your payment Card we recommend reaching out to your Bank first to see what the issue is.

Where can I track my orders paid through QuadPay?

QuadPay has a portal where customers can log in by entering just their mobile number and have instant access to their past and current orders.

Get Financing Logo

GetFinanacing covers all credit spectrums. Good credit customers can spend up to 10K at 14.99% with up to 60 month terms. Poor-Fair credit up to 24 month terms with 5k max. No credit or poor credit up to $1,500, etc etc.

Good credit

  • Installment loans up to 60 months.
  • 14.99% fixed APR
  • $1,500 minimum and $10,000 maximum.
  • Approvals and authorizations are instant with no paperwork needed.

Fair credit

  • Lease installment programs up to 24 months.
  • $200 minimum and $5,000 maximum.
  • Approvals and authorizations are instant with no paperwork needed.

Poor Credit to No Credit

  • FICO score not needed.
  • Customer needs to have $1000 monthly income.
  • 5 month minimum lease. Customer can then either continue lease payments, buy out lease, or return the item to lender.
  • Instant approvals from $250 to $1,500.
  • Approvals and authorizations are instant with no paperwork needed.

1.) Select GetFinancing at checkout
2.) Choose the best offer among multiple lenders
3.) Enjoy your purchase and pay over time

Get Financing Learn More

PayPal Credit Logo

Get the buying power to shop now. Enjoy the flexibility to pay later.

Use PayPal Credit's digital, reusable credit line to shop anywhere PayPal is accepted. Whether you're buying the perfect gift or purchasing a new guitar, you can get 6 months to pay on purchases of $99 or more. The best part? This isn't a one-time offer. You can enjoy more time to pay every time you shop with PayPal Credit. *See terms

Just select PayPal when you check out.

Synchrony Financing

In-store financing

Consumer eService: MANAGE YOUR ACCOUNT

Follow your passion! Find financing for guitars, drums, keyboards, wind instruments, recording gear and more. Better equipment can help you make beautiful music.

Hampton Ridge Financial

Organization financing

Grow your business or church with easy financing options from Hampton Ridge Financial. Apply now.

Regardless of your industry Hampton Ridge Financial helps business owners and vendors grow with simple financing, world class service, and their passion for helping others. Realize your business dreams. We accept applications from any commercial entity, including Businesses, Non-profits, Houses of Worship, Schools, and Municipalities. Finance your equipment today! Apply today using our easy online application.

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